How Much Will Making Tax Digital Cost?

The answer depends on three things: software choice, how long it takes you, and whether you need support.

Software Costs (Annual)

• FreeAgent: ~£100/year (most affordable paid option)
• Wave: Free to start
• QuickBooks: ~£264/year
• Xero: ~£360/year

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There May Be a Saving

If you use an accountant now, MTD might actually cost you less in the long run — because tidier records mean less accountant time, and quarterly updates mean fewer surprises in January.